With just 12 Euros per week you’ll be covered in case of trip cancellation, medical expenses, and other contingencies. All this is possible with Guard.meCARE, the international insurance that protects you!
This insurance is available only to persons under the age of 70, who have booked a course at Piccola Università Italiana.
This policy summary is essential reading and will help you understand the insurance by setting out significant features, benefits, limitations and exclusions. The summary does not contain the full terms and conditions, which can be consulted in the Policy document.
The insurance is underwritten by Inter Partner Assistance SA (IPA), which is fully owned by AXA Partners Group. Inter Partner is a Belgian firm authorised by the National Bank of Belgium and subject to limited regulation by the Financial Conduct Authority. Major details are available on request.
Provided that the insured journey starts and ends within the Policy Period and that the appropriate declaration and premium payment have been made:
| COVERS | BENEFIT | EXCESS/DEDUCTIBLES |
|
Cancellation of trip |
€ 7,500 |
0% in the event of death and hospital admission of more than 3 days, 10% in all other cases. |
| Curtailment of trip |
€ 7,500, pro rata reimbursement |
|
| Reimbursement of medical expenses |
€ 2,500,000 |
= |
| Assistance while travelling |
Specific per service | = |
| Reimbursement for delayed departure |
€ 20 every 12 hours with a maximum of € 280 |
|
| Cost of re-protection of trip |
€ 7500 |
= |
| Baggage insurance |
€ 2,000 € 250 per article, valuable items € 250, cash € 250, replacement documents € 250 |
|
| Accidents while travelling |
€ 110,000 |
|
| Personal liability |
€ 1,000,000 |
€ 500 for third parties items and animal |
There are some situations for which the Insured Students is not covered. These generally involve anything the Student already knows about or that are caused by deliberate or illegal acts on the part of the Insured Student. The most significant exclusions of this policy are set out here.
Claims due to the following causes will not be paid:
There may be other exclusions which are significant to you. See the Specific Exclusions and General Exclusions Sections of the policy for full details.
You must notify the inscurance as soon as possible upon the occurrence of any Insured Event that may give rise to a claim.
